Job Description

As a Retail Mortgage Underwriter, you'll deliver strategic impact by making sound credit decisions that protect portfolio quality while keeping files moving. This role exists to apply ownership of risk, guideline adherence, and borrower outcomes across residential mortgage loans. Daily duties include the below:
- Underwrite loan files to granted authority in line with investor, GSE, and FHA/VA requirements
- Review applications, income/asset documentation, appraisal and title to confirm accuracy, completeness, and compliance
- Evaluate income, credit, equity, and layered risk; flag red flags and potential misrepresentation
- Validate AUS findings and data integrity; clear conditions and document support
- Partner with Loan Officers/Relationship Managers on guideline interpretation and file questions
- Stay current on investor/regulatory updates impacting underwriting

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to HR@insightglobal.com.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy:


Required Skills & Experience
- Bachelor's degree preferred
- Adherence to established policies and procedures pertinent to the position which include but are not limited to BSA, Privacy, CRA and Safeguarding Customer Information
- 3-4+ years residential mortgage underwriting; strong conventional conforming background
- Knowledge of 203K and Homestyle; working knowledge of Encompass
- Strong written/verbal communication; able to meet deadlines under pressure


Benefit packages for this role will start on the 1st day of employment and include medical, dental, and vision insurance, as well as HSA, FSA, and DCFSA account options, and 401k retirement account access with employer matching. Employees in this role are also entitled to paid sick leave and/or other paid time off as provided by applicable law.

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